Address

Newton City Hall
1000 Commonwealth Ave
Newton Centre, MA 02459

617-796-1000
TDD/TTY 617-796-1089

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Tuesday
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Homebuyer Programs

General Information
The City of Newton offers two homebuyer assistance programs, the First Time Homebuyer Program (FTHP) and the Newton Connection Homebuyer Program (NX).  These programs have successfully made over $4 million dollars of properties affordable and helped individuals, people with disabilities, and families achieve homeownership.

The programs are funded by federal programs- Community Development Block Grant (CDBG) and Home Investment Partnerships Program (HOME)- as well as local Community Preservation Act (CPA) funds.  The programs offer several benefits to eligible applicants:

  • Select the home of your choice in Newton.
  • Enjoy the benefit of the mortgage interest deduction on your taxes.
  • Receive UP TO $115,000.00 to buy down the cost of the property.
  • For qualified applicants, partner with the Mass Housing Partnership Soft Second Loan Program (www.mhp.net) to further increase your buying power and get a discounted interest rate on your mortgage.

Both programs serve people with gross incomes below 80 percent of the Boston area median income.  Click here for the current income guidelines.

Applicants must also be either a first time homebuyer (or a displaced homemaker), or have a connection to Newton such as work in Newton, live in Newton or have a child in a school in Newton (K-12, public or private).  Please call us if you are unsure as to whether you qualify.

  • Funds are available on a first-come, first-served basis to eligible
    applicants who have completed the application process and provided a
    signed Offer to Purchase Real Estate, provided funds remain available.
    Successful applicants are required to execute a declaration of affordable
    housing covenants that is recorded at the Registry of Deeds. The
    declaration ensures that the property remains affordable upon resale by
    limiting the amount of equity and appreciation the owner may earn.

How to Apply
Applications, instructions, and guidelines are available online (see links below), by email request at housing@newtonma.gov, by phone request on the Affordable Housing Hotline (617) 796-1730, or in person at the:

Newton Housing Office
Housing and Community Development Planning Department
1000 Commonwealth Avenue
Newton, MA 02459

All Documents are Required to be Reviewed and All Requests for Information must be
Submitted for an Application to be Deemed Complete

WestMetro HOME Consortium - American Dream Downpayment Initiative (ADDI)

 

Other Homeownership Resources